Tag Archives: insurance

Grateful Vandweller (An Interview with Devan Winters)

Standard

I met Devan Winters of the XsyntrikNomad blog through Facebook, but for the life of me, I can’t remember exactly how that meeting came about. We’ve known each other for not quite two years, but now it’s difficult to remember a time when Devan wasn’t my friend.

What started as an internet friendship evolved into an in-person friendship when we found ourselves in the same metropolitan area. Over donuts we talked and laughed and comiserated. We camped together for a couple of nights right before Christmas 2017, and I was impressed by Devan’s kind and compassionate nature. It’s been a joy to see Devan spread her rubber tramp wings and fly into van life.

Devan’s a great writer too. I’ve been blessed with her contribution of two guest posts (“This Is the Story of a (Kind) Girl” and the comprehensive article “Traveling Van Cat?” about cats and van life) on this blog. Her writing ability shines through in this interview too, which was conducted via email. In it she shares her van dwelling experiences, including how she chose her rig, a recent accident that nearly resulted in her losing her van, and what it’s like to share her limited space with a cat companion.

How long have you been a full-time van dweller?

I moved into my van permanently on June 20, 2017. I ran some final errands for my adult child that morning and then drove 6 hours to southern California. I spent my first night as a Van Dweller in Del Mar, CA at a Denny’s.

How long did you want to be on the road before you got on the road?

The epiphany leading to this lifestyle happened very late in 2014. It took 2 ½ years to research, plan, and save.

What is the make and model of your rig?

I live in a 2013 Chevy Express 1500 Passenger van with a 5.3 Liter V8. (Her name is Zō)

Can you stand up in your van?

I cannot. It is one of the things I will probably change in the future if finances permit. It would be a delightful convenience, but it won’t be the end of the world if I can’t ever do it.

Why did you choose this rig out of all the available options?

So many reasons! First, I couldn’t afford a Class B. I am strangely put off by the cookie cutter uniformity of them anyway – the lines seem too perfect for my chaotic mind. 🙂 I like something with a bit of character, like the Airstream 190. However, I knew I wanted to finance and would need something newer to get a loan. I also hoped something newer would be more mechanically sound. I did a lot of research on engines, reliability, and repair trends. Once that was settled, I decided (for me) windows were a must. The end result was my Chevy Express Passenger Van!

What’s your favorite thing about living in a full-size van?

There are two sides to that question in my mind. As far as size, I can’t imagine anything smaller than full size working for me. This is the minimum space I need to be comfortable. My favorite thing though… is a feeling. When I crawl into bed at night, a sense of peace and contentment fills my soul. I feel strong, capable, and independent. And I love knowing I am not tied down to any location.

What’s most frustrating about living in a full-size van?

Right now it’s showering. I have a Planet Fitness membership so it usually isn’t a big issue. I decided to stay in Flagstaff, AZ to escape the heat this summer though and there is no Planet fitness here. The cheapest shower is $9 at the Aquaplex. My weed sprayer shower and wet wipes have become more important than ever!

Normally though, the biggest inconvenience for me is lack of power. Because I don’t have solar yet, I have to go to places like Starbucks to work (since my laptop holds a charge for 2 hours at best). I would also LOVE to be done buying ice for my cooler. Once I get solar, a 12-volt fridge isn’t far behind.

Do you travel with everything you own?

I do.  My entire life is in my van and I LOVE it.

I know you were recently in a bad accident and almost lost your van. What are the three most important things you learned from the experience?

#1 The value of emotional support in like-minded friends. I was on the scene of the accident for two hours. An officer suggested I contact someone to come pick me up. I sent a text to a long time friend I knew in the area. When he called me in response, I began sobbing about my “home.” He tried, but the conversation with him only made me feel worse. He couldn’t relate to my fears or provide the comfort I needed. In hindsight, I realize the incredible importance and value of my closest nomadic friends. No matter how much of a loner or introvert you may be, connections to others in the nomadic community are vital. When I talked to you Blaize, or my friends LaVonne and Patrick, it was completely different. I felt understood and supported in a way only a nomad or vandweller would be able to.

#2 Never underestimate the value of an emergency fund and a backup plan. I was not remotely prepared for what happened. You should begin creating an emergency fund now if you don’t have one. Calculate how much it would cost to re-establish your life if you lost everything. Keep in mind you may have to start over smaller, but make sure you save enough that you at least have a starting point in a worst case situation. Put a plan on paper with things like where you might stay, considerations for your pet, etc.

#3 Check your insurance coverage and Roadside Benefits. Look at medical, uninsured motorist, car rental, deductible, etc. My claims adjuster told me the state minimums in Arizona don’t always cover a serious accident, especially medical. Roadside assistance is also a must and you should check your plan for trip interruption benefits as well. I’ve just signed up with a new roadside assistance plan that includes reimbursement for out of pocket costs (in several situations, including an accident) for an interruption that happens at least 100 miles from ‘home’.

What should vandwellers know about insurance?

For auto/van insurance, what I mentioned above. Consult wih someone you trust to get honest answers on what the best coverage would be for you and your van. If you don’t know any insurance folks personally, check out the guy Bob Wells did a video with titled ‘Insurance For Nomads’. There is also someone who works with RVers and vandwellers on RVillage. Check the community forums there. As far as health insurance, your guess is as good as mine.  🙂 I’m hoping to find a remote job with health benefits. I know some working-age nomads use health sharing ministries and plans, but those aren’t for me.

A companion cat shares the van with you. How’s that working out?

It’s not without its challenges! It’s definitely more of a blessing than anything, but it does require special considerations. Like where I spend the summers!

Do you prefer to spend time in cities or on public land? Why?

Nature is healing for me, but I’m also a city girl. If I didn’t have to work and could do whatever I wanted, I would probably spend my time 50/50. This might sound strange, but when I vandwell in the city, I prefer to be alone.  When I spend time in nature, I often find it more enjoyable to camp with one or two other people.

What are three things you do to stay stealthy when you’re in cities?  

I keep my van very plain. No stickers or anything. The only thing identifiable on my van is the license plate. I even have 3 different styles and colors of windshield shades that I rotate to throw anyone off. I never stay 2 nights in the same place unless there is a situation out of my control. My windows are limo tinted, but when I press Reflectix into them you can kind of tell. I feel like that’s a pretty solid give away that I’m a vandweller, so don’t use it that way. If I’m on a street instead of a parking lot, I’ll roll Reflectix around the windows loosely and pin it at the top. I’d like to eventually make a curtain that goes around the van, using blackout material, with the option to roll it up or tie it to the side, when not in use. I’m not terribly crafty though so that idea will probably stay an idea.  lol

Is there anything else you would like to share?  

Just that living this lifestyle makes me happier than I can put into words. Probably why it was so devastating for me after the accident when it looked like I might have to start all over again. The idea of having to stay in one place for a couple of years to regroup was more depressing than anything else I can think of. This lifestyle suits me and I feel blessed to be able to live it!

All photos provided by Devan Winters.

10 Ways to Save Money on the Road

Standard

Living on the road is certainly less expensive than paying rent or maintaining a sticks-n-bricks, but living on the road still costs money. Lots of rubber tramps and nomads survive on a fixed income and would like to see their money go farther. Today I offer you ten tips for saving money while living on the road.

Obey the speed limit and don’t waste your money paying a speeding ticket.

#1 Obey the law and avoid costly fines. I don’t like authority figures telling me what to do either, but getting a ticket is expensive. Don’t exceed the speed limit. Feed the parking meter. Don’t park in a spot reserved for folks with disabilities unless you can display the proper paperwork. Don’t park in any spot your rig isn’t supposed to be in. Don’t drive in the carpool lane (aka High Occupancy Vehicle or HOV lane) if you’re the only person in your vehicle.

#2 Improve your gas mileage. Keep your tires inflated to the correct pressure. Don’t overload your rig with unnecessary weight. Change your air filter regularly. Driving the speed limit (or slower!) will help you in this regard too. (See Car Bibles for more tips on improving gas mileage.)

#3 Use gas price apps to find the lowest cost per gallon in the area you’re in. I’m not a big fan of driving across town to save 20 cents, but maybe you can plan your route to save on fuel. A 2014 article from CNN Tech suggests GasBuddy, Gas Guru, Waze, Dash, and MapQuest Gas Prices.

#4 If you boondock in remote areas for weeks at a time, don’t make daily trips into civilization. Go to your camping spot with supplies to last a week. Do a supply run (paired with fun town activities, if you like) at the end of the first week, and get enough of everything to last until you’re ready to move to your next destination. You’ll save money on fuel, and you won’t have as many chances to make impulse purchases.

#5 If you’re in the market for a rig think about gas mileage. A minivan will probably get better gas mileage than a conversion or cargo van. A Class B motorhome will probably get better gas mileage than a Class A. A small Class C will probably get better gas mileage than a large Class C. A Prius will probably get better gas mileage than anything else.

#6 Do regular maintenance. It will probably cost less to have something maintained than repaired, and a breakdown may require a costly tow. Even during a routine oil change, mechanics usually look around for obvious problems.

#7 Learn how to do your own routine maintenance and make basic repairs. Check and top off your fluids. Change your oil. Replace your brake pads. Change your air filter. You’ll learn more about the mechanics of your rig and you won’t have to pay someone else for the cost of labor.

#8 Compare insurance rates. Does one company offer lower prices than another? Just remember, sometimes lower cost means less protection.

Can you get a better rate by using a different address for your domicile?  I saved about $200 a year by using the address of one family member over another as my permanent residence.

Can you eliminate options to save a few bucks? I pay a little extra for roadside assistance through my insurance, but if I had AAA or God Sam Club coverage, I’d probably drop the roadside assistance option on my insurance policy.

#9 Invest in a large propane tank rather than the green one-pound tanks. I resisted this tip for a long time because those small green propane tanks are just so convenient. However, now I’m a believer in using the bigger tanks. They’re a better deal than the one-pound tanks even if you do the Blue Rhino exchange (available at Wal-Mart, Walgreens, supermarkets, hardware stores, and convenience stores). You save even more if you refill the tank at places like U-Haul, Tractor Supply, AmeriGas refill and refueling stations, and RV parks.

#10 Seek out free and inexpensive entertainment. You really can have a lot of fun for little money, especially in cities and town.

This is public art stands on Main Street in Mesa, AZ.

Look at public art. I especially like murals, but sculpture can be fun too.

Public libraries often offer free admission to movies, concerts, and public speakers, and they sometimes have galleries where patrons can look at art for free. Most libraries also offer free internet access, and even if you don’t have a library card, you can sit around for hours reading books and magazines at no cost to you.

Many museums offer free admission on a designated day once a week or once a month. Plan your trip to an area to coincide with free admission to a museum you want to visit.

Parks are nice free places to hang out. Cook a meal at a picnic table. Walk around the park for exercise. Sit under a tree and read. Especially in the summer, parks often offer plays, concerts, and movies at no charge.

If you’re more of a boondocker and less of a city dweller, get out and enjoy the natural beauty where you are. It’s free to hear the birds sing. Go for a hike or a brisk walk. Watch the sunrise or the sunset. Heck, watch then both. It won’t cost you a dime.

Blaize Sun has been mostly on the road since 2009. She’s traveled the U.S. with very little money, so she’s had to figure out ways to make every penny count.

Please share your favorite money saving tips in the comments.

Blaize Sun took the photos in this post.